If you’re finding it a struggle to keep on top of your bills, we can support you to find different ways to save money. By reviewing your income against all of your outgoings, you can set yourself a monthly budget as a guide to how much you should be spending. Using comparison websites can also assist in getting better deals for a variety of bills, such as energy, phone and insurance.
If you’d prefer a one-to-one appointment with our Tenancy Sustainment Officers (TSOs), who are trained to help with utility bills, utility debts and switching suppliers, please message our TSOs through your My Rosebery account or give us a call.
Take a look below for more budgeting information and support.
Benefits of having a bank account include:
A simple bank account is often the easiest. Our Tenancy Sustainment Officers can help you look at the different bank accounts available.
The Money Advice Service is a useful website full of information on how to manage your money and make your money go further. Areas covered include: money saving tips, bank accounts, credit/debit cards, budgeting toolkits, information on Universal Credit and other benefits.
Credit unions are not for profit financial co-operatives owned and run by their members for their members. They offer savings and great value loans, provide help for people to manage their money and avoid expensive debt. Boom is a credit union for people who live or work in Surrey, West Sussex or Kingston. For further information please contact 01903 237 221 or visit the Boom website.
As well as using comparison websites to check if you can get a better deal on your energy bills, you can also find out whether you qualify for any discounts. There are several schemes to help certain households help heat their homes during the winter months when energy bills increase due to cold weather.
Winter fuel payment
For those people aged 65+, you could get between £100-£300 tax free to help pay for your heating bills during November and December.
Cold weather payment
Selected households on Pension Credit, Universal Credit, Income Support, Income Based JSA or Income Related ESA, could claim £25 for each seven day period of very cold weather.
Warm home discount scheme
Some households who are struggling during the winter months may be able to claim a one-off payment of £140 from energy providers.
The CAB have a useful budgeting tool on their website. It helps you understand what your earning and spending, and where you might be able to save costs.
It’s worth using comparison websites to check whether you can get a better deal on bills like energy and home insurance.
CAP is a service that runs a free money course that will teach you budgeting skills and a simple, cash-based system that works. For more information visit their website.