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Help to Save Scheme – get a bonus of 50p in every £1 saved!


Help to Save is a type of government-backed savings account. It allows certain people entitled to Working Tax Credit or receiving Universal Credit to get a bonus of 50p for every £1 they save over four years.

Savers can pay in from £1 to £50 each calendar month. Savers making the maximum deposit of £2,400 over four years without making withdrawals will receive government bonuses of £1,200. You get bonuses at the end of the second and fourth years. They are based on how much you have saved.

For example, If you pay in £50 each month for two years (24 months), then you will have saved £1,200, with the added bonus of £600, equalling a total savings of £1,800. Extending this rate of saving for another two years, you will have saved £2,400 with a bonus of £1,200. Taking your total savings to £3,600 over the four years.

The accounts are simple to open and flexible – you can withdraw money from your Help to Save account to your bank account anytime, but we recommend keeping the money in if you can until you receive the bonuses. Eligible savers can open an online account in minutes.

To find out more or apply, visit Help to Save.

You can also access your Help to Save account through your personal tax account or the HMRC app.

Rosebery Housing Association Limited is a charitable registered society under the Co-operative and Community Benefit Societies Act 2014. Registered No. IP27671R. Registered Provider LH4026.