Buying A Home

There are different ways for you to buy a home. These options include shared ownership, 'Right to Buy' and 'Right to Acquire. If you'd like to speak to someone at Rosebery about home ownership please contact our Customer Services Team on 01372 814 028.

 

Shared Ownership


Also known as ‘Part Buy, Part Rent’, this scheme helps people who simply cannot afford to buy a home outright. You can buy a share of a property, e.g.. 40%, and you’ll then pay rent on the remaining share. As you are purchasing a share, the deposit required for a mortgage is lower than if you were to buy outright.


You can buy between 25% and 75% of the market value of your property with a mortgage.
 

  • You pay rent on the remaining share, which is owned by Rosebery
  • Shared ownership properties are leasehold properties, meaning you will own the lease
  • You’ll also pay a service charge for the property, which is usually charged on a monthly basis.

 

We have included more details on shared ownership within this section of our website, which you may find useful. You can also read further information about shared ownership  by viewing our Shared Ownership Handbook



 

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